DCB Bank Limited announced its audited financial results for the quarter and year ended 31 March 2025, along with dividend recommendation and fundraising plans.

• Financial Performance (Year Ended 31 March 2025):

  • Net Profit: ₹615.33 crore (up from ₹535.97 crore in FY24).
  • Total Income: ₹7,221.10 crore (up from ₹5,836.28 crore in FY24).
  • Advances: ₹51,046.91 crore (up from ₹40,924.56 crore in FY24).
  • Deposits: ₹60,030.95 crore (up from ₹49,353.03 crore in FY24).

• Financial Performance (Quarter Ended 31 March 2025):

  • Net Profit: ₹177.07 crore (up from ₹155.68 crore in Q4 FY24).
  • Total Income: ₹1,960.71 crore (up from ₹1,580.82 crore in Q4 FY24).

• Asset Quality (as on 31 March 2025):

  • Gross NPA ratio improved to 2.99% from 3.23% as on 31 March 2024.
  • Net NPA ratio stood at 1.12% compared to 1.11% as on 31 March 2024.

• Capital Adequacy: Basel III Capital Adequacy Ratio was 16.77% as on 31 March 2025 (vs 16.59% as on 31 March 2024).

• Dividend: The Board recommended a dividend of ₹1.35 per equity share (face value ₹10/-) for the year ended 31 March 2025, subject to approval at the ensuing Annual General Meeting. (Previous year dividend was ₹1.25 per share).

• Fundraising: The Board approved enabling resolutions, subject to shareholder and regulatory approvals, to raise funds:

  • Up to ₹500 crore through debt securities (Unsecured Redeemable Non-Convertible Subordinated Basel III compliant Tier II Bonds) via private placement over one year.
  • Up to ₹750 crore through equity shares/other securities convertible into equity shares via Qualified Institutions Placement (QIP).

The announcement did not include specific management commentary or future guidance in the provided text.