Edelweiss Financial Services Limited announced its audited financial results for the quarter and financial year ended March 31, 2025.

Key Consolidated Highlights for FY25:

• Profit Before Tax (PBT) stood at ₹ 802 crore, an increase of 83% year-on-year (YoY).
• Ex-Insurance Profit After Tax (PAT) was ₹ 545 crore.
• Consolidated Revenue was ₹ 9,519 crore.
• Consolidated PAT attributable to owners of the Company was ₹ 398.83 crore.

Key Consolidated Highlights for Q4 FY25:

• Consolidated PAT attributable to owners of the Company was ₹ 105.34 crore.
• Consolidated Revenue was ₹ 2,343 crore.

Key Balance Sheet Highlights (as of March 31, 2025):

• Net Worth at ₹ 5,918 crore.
• Net debt reduced by ₹ 4,170 crore, a 27% YoY reduction.
• Liquidity position of ₹ 4,255 crore.
• Strong capitalization across credit entities with capital adequacy over 32%.

Business Segment Performance (FY25 YoY growth):

• EAAA ARR AUM grew by 6% to ₹ 45,310 crore; profitability up by 31% to ₹ 230 crore.
• Mutual Fund Equity AUM increased by 43% to ₹ 62,500 crore; profitability grew by 40% to ₹ 53 crore.
• Asset Reconstruction business profitability grew by 8% to ₹ 385 crore.
• Zuno General Insurance Gross Written Premium grew by 19% to ₹ 1,012 crore; losses declined by 61%.
• Life Insurance Gross Premium increased by 8% to ₹ 2,086 crore; losses declined by ~20%, with a profitable Q4.
• Wholesale loan assets reduced by 40% YoY to ₹ 2,500 crore.

Customer Growth:

• Added ~3 million customers in FY25, reaching a total of 10 million customers, a 36% YoY growth.

Management Commentary: Rashesh Shah, Chairman, stated, "Our consolidated PBT grew 83% YoY to INR 802 Cr, while our ex- insurance PAT for the year stood at INR 545 Cr. We continue to deliver healthy profitability, underpinned by steady growth across key business metrics... Our Insurance businesses remain on track to achieve breakeven by FY27... We have also reduced our consolidated debt by ~40% over the past three years... Our customer franchise continues a strong growth trajectory – this year alone, we added nearly 3 million customers, taking our total reach to 10 million, a 36% YoY expansion. We remain committed to listing our EAAA business."

Corporate Actions:

• The Board recommended a dividend of ₹ 1.50 per share (face value ₹ 1/- each) for FY25, subject to shareholder approval.
• Approved the transition of Mr. Venkatchalam Ramaswamy to the role of Vice Chairman & Non-executive Director, effective May 14, 2025. He stepped down as Executive Director due to enhanced professional commitments as MD & CEO of EAAA India Alternatives Limited.
• Approved the appointment of M/s. SVVS & Associates Company Secretaries LLP as Secretarial Auditors for 5 years from FY26, subject to member approval.
• Approved amendments to the Code of Conduct for Prohibition of Insider Trading.