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Bajaj Finance Ltd. is a deposit-taking Non-Banking Financial Company (NBFC-D) classified as an NBFC-Investment and Credit Company (NBFC-ICC) and an upper layer NBFC (NBFC-UL). It is engaged in the business of lending, partnership and services, payments and acceptance of deposits, with a diversified portfolio across retail, SMEs, and commercial customers in urban and rural India.
Extensive presence across India with operations in numerous states and union territories, focusing on both urban and rural markets.
Plans to expand footprint across another 300-350 locations to take geographical presence to ~4,400 locations throughout India. Build significant presence in UP, Bihar and the North-East states.
The company raises funds through External Commercial Borrowings (ECB) but does not appear to have operational presence outside India.
No specific global presence data available.
No specific global expansion plans mentioned.
Indian economic growth (GDP), consumer spending and sentiment, regulatory policies (RBI, SEBI), interest rate environment, competitive landscape.
Strong brand equity ('Bajaj'), extensive distribution network (physical and digital), large captive customer base enabling cross-selling, diversified product suite, advanced technology and data analytics capabilities, efficient risk management framework.
Detailed financial analysis and charts are coming soon!